Why Emergency Mitigation Matters Even Before You Call Insurance

April 15, 2025
02:04 PM

One of the biggest mistakes homeowners make after a disaster is waiting for an adjuster before taking action. But here’s the truth: your insurance company expects you to take steps to prevent further damage immediately.

Delaying mitigation can increase the severity of water or fire damage, leading to mold growth, structural issues, and claim denials. Fast mitigation isn’t just allowed it’s required  under most policies.

Your restoration provider should document all work thoroughly, so insurance can reimburse you. The faster you act, the less you lose and the more smoothly your claim is likely to go