Do You Have to Move Out After a Loss? Temporary Housing Explained

In many major restoration projects especially those involving fire or widespread water damage temporary relocation becomes necessary. But how do you know when it’s time to move out, and who pays for it?

If your home is unsafe to live in due to contamination, structural damage, or power/water outages, your restoration provider will advise you to relocate temporarily. Most homeowners insurance policies include Loss of Use coverage, which helps pay for hotel stays or short-term rentals while repairs are underway.

Your restoration team can often coordinate with insurance to ensure coverage and reduce the disruption to your life. The key is this: don’t stay in a home that’s unsafe. Let the pros restore your property while you stay somewhere secure.